Accurate analysis of a credit card portfolio is essential to make an informed purchase bid. Small errors have multi-million dollar valuation impacts. It is critical to understand:

• Metrics used to value the portfolio (e.g., risk, acquisition)
• Sellers short term strategies used to temporarily boost portfolio metrics
• Performance of similar competitive portfolios

Making an informed bid to acquire a portfolio is challenging:

• Valuation must be accurate
• Synthesis of data in various formats, quality, and sources from production systems that may not be familiar
• Tight timelines at each stage of the bidding process
• Lack of dedicates resources
• Uneven distribution of work (all or nothing)

MAPS converts account level data into a standard set of 125 reports and custom analysis in a very short timeframe

• Typical Deliverables and timeline
  • Day 0 – Data delivered to Argus
  • Day 4 – Data validation report
  • Day 8 – 125 standard reports
  • Day 10 – Custom analysis
• Processed in Argus’ IT environment

Our experience with data on most processing platforms (based on our work with 19 out of the top 20 US issuers) uniquely positions us to meet these timelines.

For more information about Argus’ Mergers and Acquisitions Portfolio Strategies, please contact Alex Sulkowski at (914) 307-3178 or asulkowski@argusinformation.com